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The Fed’s 2019 Survey of Consumer Finances shows that the typical American household has $5,300 in a savings account at a bank or credit union. But, this number varies greatly by age and number of people in a household. Lesson 1 discussed the 50/30/20 framework. 20% of income should be going towards debt AND savings. The amount you will be able to put into savings will vary depending on your income and budget. For example, if your income is $2,000 a month then ideally you should try and budget $400 for debt and savings.
Have you ever volunteered? One out of four Americans volunteer, two out of three Americans help their neighbor according to a study performed by The Corporation for National & Community Service. Considering the US population is in the millions, there is a significant number volunteering every year.
Why do people volunteer? It varies from person to person really.
Lesson 1 introduced the 50/30/20 framework. The idea is 20% of your income should be going towards savings and debt. This can be a struggle with high-interest rates seeming to make it impossible to make any sort of meaningful dent. There are methods to make repayment more manageable.